Pet Insurance
Providing good veterinary health care to our pets is a growing concern in America. More and more people are looking to pet insurance to ease the burden of emergency visits and even routine wellness exams and preventative medicine. Some employers and even auto insurance companies offer optional pet coverage, and there are over a dozen pet insurance companies. The format of the insurance is similar to human health insurance, with most policies involving monthly premiums, an annual deductible, and then 70-100% reimbursement on charges depending on selected plan. Some policies can be customized by you to fit your budget and your pet’s lifestyle. Many policies exclude pre-existing diseases and hereditary/genetic diseases, so it is important to review the plans carefully. In addition to visiting individual pet insurance plan websites, you may find excellent information at
www.petinsurancereview.com
A great resource including customer opinions and reviews, rates and plan coverage, and free estimates.
ASPCA/Hartville
800-807-6724
www.ASPCApetinsurance.com
5 plans; $100 yearly deductible; 80% reimbursement
Embrace Pet Insurance
800-511-9172
www.embracepetinsurance.com
Online pet insurance comparison guide; Customize your own plan (choose your copay, deductible, policy maximum and other options)
PetCare
866-275-PETS (7387)
www.petcareinsurance.com
5 dog plans and 4 cat plans; 70-100% reimbursement
Petplan USA Pet Insurance
866-GO-PETPLAN (866-467-3875) www.gopetplan.com
Customize your own plan; Exclusive provider of the HSUS
Pets Best Pet Insurance
866-929-3807
www.petsbest.com
Customize your own plan; 80% reimbursement
Pets Health Plan
800-807-6724
www.petshealthplan.com
5 plans; $100 yearly deductible; 80% payback
Purina Care Pet Health Insurance
877-8-PURINA (878-7462)
www.purinacare.com
2 plans available—one for covered accidents or illnesses, and one that includes preventative care; 80% reimbursement
Shelter Care
877-707-7297
www.sheltercare.com
Multiple dog and cat plans available; Accepts any pet over 8 weeks regardless of health or age; 70-100% reimbursement
Trupanion Pet Health Insurance
800-569-7913
www.trupanion.com
Lifetime health coverage for puppies and kittens—enroll pets under 1 year old; pays 90% of veterinary costs
Veterinary Pet Insurance (VPI)
888-899-4VPI
www.petinsurance.com
Multiple plans for dogs, cats, birds, and exotics; 90% reimbursement
"Dogs are not our whole life, but they make our lives whole." - Roger Caras, leading authority on animals and animal welfare
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